Saving and investing

There is a clear distinction between saving and investing, unfortunately rarely do people do either until they seek advice.
Saving – can include general bank deposit accounts and putting money aside for a holiday, a car, a wedding etc.
An Emergency Fund – similar to savings, but set aside to ensure there is a pool of money there when the unforeseen occurs.
Investing – requires discipline and usually regularity to accumulate wealth over the long term to develop a portfolio allowing people to become more self-sufficient.