Whether you are a First Home Buyer; a seasoned Property Investor; an Investor looking to buy a property through a SMSF or you are looking for the best Commercial deal for your multi million project, our Loan Application Process is very smooth and seamless and designed to ensure your journey is very simple, user friendly, efficient and quick. That is our commitment to you.
We are accredited to use most of the lenders below
Loan Application Process
|Step No.||Step Image||Step Title||Step Description|
|1||Meeting an Accredited Mortgage Consultant (AMC) & Fact Finding||We will meet with you to understand your financial and lifestyle goals. We will search through hundreds of home (or commercial loans) to find the one that is right for you, calculate your borrowing power, work our repayments, and answer any questions that you may have|
|2||Prepare the application||Once we’ve helped you choose the loan that’s right for you, we’ll help you prepare the application and guide you through the process|
|3||Conditional Approval||The lender will provide Conditional Approval while they organize the property valuation and conduct a credit check. We’ll stay in touch with the lender and keep you informed along the way.|
|4||Unconditional (Full) Approval||This is the formal acknowledgement that your home loan application has been approved.|
|5||Discussion with our financial adviser||Your loan is both a significant financial commitment and a strong financial foundation. We’ll cover the cost of a discussion with our financial adviser to help you manage your money through this major change, work out a plan for the future and help protect what you’re building along the way.|
|6||Loan documents arrive||Once your loan documents arrive, we’ll organize a time to meet and help you complete the documents|
|7||Loan settlement||If you’re purchasing a property, your solicitor/ conveyancer will organize settlement directly with the lender, according to thesettlement date on the contract of sale. If you’re refinancing your existing home loan, the lenders will liase directly to exchange the documents.
Congratulations! You are the proud owner of your property now.
|8||Keeping in touch||Our service doesn’t end once your loan settles. We will stay in touch to make sure your home loan is the right solution for your needs now and in the future.|